Equifax provided incorrect credit reports for roughly 300,000 consumers seeking loans that were off by 25 points or more, and these would-be borrowers may have been wrongfully denied loans. Contact Edelson Lechtzin LLP to learn about your legal rights under the Fair Credit Reporting Act.
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Class Actions
Edelson Lechtzin LLP Files Class Action Against Deceptive Energy Supply Companies
Energy Supply Companies (“ESCOs”) have exploited the deregulation of the retail electricity and natural gas markets by luring consumers into switching electricity and natural gas suppliers using a bait-and-switch pricing scheme designed to deceive reasonable consumers. These companies entice customers into switching to their electricity supply services by offering teaser rates that are initially lower than the local utilities’ market rates. Once the initial rate expires, however, ESCOs typically automatically switch their customers over to its more costly variable rate.
Exiting Timeshares — What you need to know about the Military Lending Act (Part 1 of 2)
You may be entitled to financial relief if a lender violated your rights under the Military Lending Act (MLA). The MLA offers safeguards against predatory lending practices. Credit agreements that do not comply with the MLA are void from inception and you should be able to recover money spent on illegitimate loans.
Electric Vehicle Manufacturers May Have Exaggerated Battery Ranges
Drivers have indicated shortfalls of nearly 60% of battery capacity for some vehicles, with many vehicles falling short by over 50%. In the real world, drivers may experience worse results as manufacturers often recommend recharging a vehicle to only 80% of capacity thereby limiting the range even further.
Can your employer demand that you work before clocking in?
Requiring non-exempt employees to work off-the-clock is surprisingly common even though it's usually illegal. Here are a few examples of employees who sued their employers for being forced to work off-the-clock: Corrections officers alleged that they were required to...
My Employer didn’t notify me about COBRA – now what?
COBRA requires that an employer provide an employee with the option to continue coverage under the employer’s health plan after the occurrence of a “qualifying event” that would otherwise end the employee’s health insurance coverage. Failing to notify an employee of his or her right to continue health insurance is a serious violation of the law. Courts have the discretion to find the administrator personally liable to the participant for up to $110 a day from the date of the failure until the date of correction.
Are remote workers entitled to overtime pay?
A significant proportion of the workforce work from home at least occasionally -- especially in recent years. While working from home can be great, it's much harder to just walk away and leave things unfinished at the end of the workday. Consequently, remote workers...
CASE UPDATE: SDNY Denies TIAA’s Motion For Summary Judgment
Plaintiffs Melissa Haley brought a class action lawsuit alleging that Defendant Teachers Insurance and Annuity Association of America’s (“TIAA”) collateral loan program, which requires transfer of 110% of the value of the loan to TIAA’s general account, violates ERISA’s prohibited transaction rules. TIAA that moved for summary judgment on all of Plaintiff’s claims. The Court denied TIAA’s motion, in part, clearing the way for the case to go to trial.
What should health care workers know about overtime pay?
Workers in the health care industry have very difficult jobs since they care for patients who may have very complex medical needs. Unfortunately, this is also an industry that’s often riddled with worker shortages. There are several things that individuals who work...
New U.S. Supreme Court Ruling in TransUnion v. Ramirez Rolls Back Congress’ Ability to Create a Private Right to Sue
On June 25, 2021, the U.S. Supreme Court issued a decision in TransUnion LLC v. Ramirez, 141 S.Ct. 2190 (U.S. 2021), ruling largely in favor of the credit reporting company. The 5-4 decision, approved by the conservative wing of the Court (minus Justice Clarence...