Energy Supply Companies (“ESCOs”) have exploited the deregulation of the retail electricity and natural gas markets by luring consumers into switching electricity and natural gas suppliers using a bait-and-switch pricing scheme designed to deceive reasonable consumers. These companies entice customers into switching to their electricity supply services by offering teaser rates that are initially lower than the local utilities’ market rates. Once the initial rate expires, however, ESCOs typically automatically switch their customers over to its more costly variable rate.  

Tracking your hours is critical in case your employer ever engages in wage theft—i.e., when an employer fails to compensate an employee for all hours worked. This article outlines ways that you can keep track of your hours depending on how your employer tracks your time.

“Plaintiffs have alleged facts to support an inference of imprudence, as they have alleged well-pled facts regarding performance of the chosen funds in comparison to the less-expensive funds, and superior performance of the less expensive choice. These facts, assumed true, support the inference that Defendants breached their fiduciary duty in selecting the higher-cost funds.”